Ideally this should be looked at least 6 weeks prior to the existing deal coming to an end.
Remember most lenders will hold a mortgage offer for up to 6 months. There are a number of products available on the market the most popular being either a Fixed rate a Tracker rate or a Discounted rate, lenders will always offer preferential rates to potential new clients, so this is always the best option to pay less on a monthly basis. |