Benefits of an IVA

An IVA (Individual Voluntary Arrangement) is a Government-backed debt solution created to help people with debts of over £15,000 who can't repay them.

With an IVA you could:

* Write off the debt you can't afford
* Pay off your debts (in most cases) in 5 years
* Keep the house you are living in (tenants can also apply)
* Prevent or stop legal action, including bankruptcy
* Freeze interest and charges on your debts
* Make monthly payments based on what you can afford

Write off all the debt you can't afford

In an Individual Voluntary Arrangement, you'll repay your creditors as much as you can afford each month without using money you need for essentials like your mortgage/rent payments, food and utility bills.

Make those payments throughout your IVA and any remaining debt will be written off at the end.

Since an IVA is a legally binding agreement, you'll have a cast-iron guarantee - stick to the terms and you will be debt free at the end of the IVA.

At C.A. Mortgage Services we have advisors covering the following regions:

• IVA advisors covering the Cardiff area
• IVA advisors covering the Newport area
• IVA advisors covering the Swansea area
• IVA advisors covering the Bridgend area
• IVA advisors covering the Caerphilly area
• IVA advisors covering the Gwent area
• IVA advisors covering the RCT area